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4%}nav{gap:18px}.header-cta{display:none}.hero{height:590px}.image-card img{height:220px}.split-copy{padding:55px 9%}.split-image{min-height:490px}.calculator,.contact-grid{gap:40px}.footer-top{flex-wrap:wrap}.brand{font-size:17px}}@media(max-width:700px){.announcement{font-size:8px;letter-spacing:1px}.announcement span{margin-left:6px}header{min-height:76px;padding:0 6%;flex-wrap:wrap}.brand{font-size:16px}.brand-icon{font-size:29px}.menu-toggle{display:block;border:0;background:transparent;font-size:25px;padding:12px;cursor:pointer}nav{display:none;width:100%;flex-direction:column;gap:0;padding:0 0 20px}nav.open{display:flex}nav a{padding:14px 0}nav a[aria-current=page]:after{bottom:6px;right:auto;width:30px}.hero{height:590px}.hero-content{padding:65px 7%}.hero h1{font-size:68px}.hero p{font-size:15px;max-width:310px}.hero-bg{object-position:63%}.hero:after{background:linear-gradient(90deg,rgba(0,0,0,.78),rgba(0,0,0,.35))}.desktop{display:none}.hero-foot{left:7%;font-size:8px}.ticker{flex-wrap:wrap;padding:20px 6%;gap:17px;font-size:9px}.ticker span{width:38%;text-align:center}.ticker b:nth-child(4){display:none}.ticker b:last-child{display:none}.section{padding:55px 6%}.section-heading{display:block}.section-heading h2{margin-bottom:24px;font-size:36px}.cards{grid-template-columns:1fr;gap:25px}.image-card img{height:270px}.image-card>div{padding:25px}.split{grid-template-columns:1fr}.split-image{min-height:340px}.split-copy{padding:45px 7%}.split-copy h2{font-size:46px}.playbook{grid-template-columns:1fr;gap:40px}.lime-band{display:block;padding:45px 7%}.lime-band>div+div{margin-top:28px}.faq h2{font-size:34px}.faq summary{font-size:14px}.footer-top{display:block;padding-bottom:30px}.footer-top p{margin:25px 0;font-size:23px}.footer-bottom{display:block;line-height:2}.footer-bottom>div{flex-wrap:wrap;gap:16px;margin:15px 0}.page-intro{padding:50px 6%}.page-intro h1{font-size:55px}.article-grid,.calculator,.values,.contact-grid{grid-template-columns:1fr;gap:38px}.article-grid{padding-top:0}.result{padding:30px}.calculator{padding-top:45px}.contact-grid h2{font-size:38px}.contact-grid form{border-top:1px solid #ccc;padding-top:35px}.compact{padding-bottom:55px}.values{gap:32px}.values h3{margin-top:18px} .button{max-width:100%;padding:18px 20px;gap:18px;font-size:10px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Shared brand, navigation, editorial content, and complete footer. */
.brand{gap:11px;letter-spacing:-.7px}.brand-icon{display:grid;place-items:center;width:37px;height:39px;background:var(--lime);color:var(--ink);font-size:20px;letter-spacing:-1px;transform:none;border-radius:5px;flex-shrink:0}.brand small{display:block;font-size:8px;font-weight:600;letter-spacing:2px;margin-top:6px;color:var(--muted)}header{min-height:96px}header .header-cta{background:var(--ink);color:#fff;border:0;padding:16px 19px}nav a:hover{color:#638126}.button{justify-content:center}.hero-bg{object-position:center}.ticker{gap:25px;padding:24px 6%}.ticker span+span{border-left:1px solid #91b53e;padding-left:30px}.steps>a{padding-right:15px}.steps>a:hover h3{color:#638126}.footer-grid{display:grid;grid-template-columns:1.35fr .8fr 1fr 1.1fr;gap:44px;padding-bottom:48px;border-bottom:1px solid #414141}.footer-brand .brand{font-size:18px}.footer-brand .brand-end{color:var(--lime)}.footer-brand .brand small{color:#b5b5b5}.footer-brand p{max-width:280px;font-size:13px;line-height:1.8;color:#b5b5b5;margin:24px 0 20px}.footer-label{font-size:9px;color:var(--lime);letter-spacing:1.4px;font-weight:700}.footer-column h2{font-family:Arial,Helvetica,sans-serif;font-size:14px;letter-spacing:0;line-height:1.5;margin:2px 0 24px}.footer-column>a{display:block;font-size:12px;line-height:1.65;color:#bbb;margin-bottom:13px}.footer-column>a:hover,.footer-bottom a:hover{color:var(--lime)}.footer-column p{font-size:12px;color:#bbb;line-height:1.8}.footer-contact>a{color:var(--lime);overflow-wrap:anywhere}.footer-column .footer-note{font-size:11px;color:#999;margin-top:20px}.disclaimer{max-width:none;font-size:11px;color:#a7a7a7}.footer-bottom{font-size:11px}.editorial{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:70px}.editorial img{height:460px}.editorial p{font-size:15px;color:var(--muted);max-width:500px}.editorial .button{margin-top:14px}.topic-section{padding-top:25px}.content-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px}.content-grid article{border-top:1px solid #c5c5c5;padding-top:26px}.content-grid h3{font-size:22px;line-height:1.3;margin-bottom:16px}.content-grid p{font-size:14px;color:var(--muted)}.topic-number{display:block;font-size:12px;letter-spacing:1px;color:#6b6b6b;margin-bottom:22px}.soft-section{max-width:none;background:var(--gray)}.soft-section>h2{margin-bottom:40px}.legal-section{max-width:1100px}.legal-section p{color:var(--muted);font-size:14px;max-width:850px}.legal-section a{text-decoration:underline}.glossary dl{display:grid;grid-template-columns:1fr 1fr;gap:25px 45px}.glossary dl>div{border-top:1px solid #ccc;padding-top:22px}.glossary dt{font-size:19px;font-weight:700;margin-bottom:12px}.glossary dd{margin:0;line-height:1.75;font-size:14px;color:var(--muted)}.notice{background:var(--gray);padding:30px;margin-top:38px}.notice h3{font-size:19px}.notice p{font-size:14px;color:var(--muted);margin:0}
@media(max-width:1100px){.footer-grid{grid-template-columns:1fr 1fr;gap:40px}.editorial{gap:35px}.content-grid{gap:25px}.footer-brand p{max-width:350px}}
@media(max-width:700px){header{min-height:82px}.brand{font-size:15px}.brand-icon{font-size:19px;width:34px;height:36px}.brand small{font-size:7px;letter-spacing:1.7px}.ticker{display:grid;grid-template-columns:1fr 1fr;gap:20px}.ticker span{width:auto}.ticker span+span{border:0;padding-left:0}.footer-grid{gap:32px 22px}.footer-brand{grid-column:1/-1}.footer-contact{grid-column:1/-1}.footer-column h2{margin-bottom:17px}.footer-column>a{font-size:12px}.footer-brand .brand{font-size:18px}.editorial{grid-template-columns:1fr;gap:32px}.editorial img{height:310px}.content-grid{grid-template-columns:1fr;gap:28px}.topic-section{padding-top:10px}.glossary dl{grid-template-columns:1fr}.footer-bottom{font-size:10px}.hero h1{font-size:clamp(48px,10vw,68px)}.hero{height:auto;min-height:570px}.hero-content{padding-bottom:90px}.hero p{max-width:330px}}
